While Others are Leveling Up, I Alone Will Cultivate Until Mahayana Before Making My Move

[In your heart, you wondered, wouldn\'t the descent of those Foreign Races mean the death of all humans, including the Descending Sect?]

[But your status was too low to gain entry into the core circle of the Descending Sect.]

[You infiltrated the Descending Sect for a month and gradually understood that to raise your position within the sect, you had to display the corresponding strength and complete the tasks assigned by the organization.]

[Therefore, you accepted your first task, which was to investigate a certain Silver Level instance.]

[You performed exceptionally well and earned 5 contribution points within the sect.]

[You learned that contribution points could be exchanged for many precious items, like the incomplete Changchun Technique that Wang Qingxuan had obtained by spending 5,000 sect contribution points.]

[So, you tried to take on more tasks, hoping to earn more contribution points.]

[After a month of hard work, you had accumulated 100 contribution points, a rate that left you dissatisfied.]

[You realized it was because your strength was too low, which prevented you from taking on higher-level tasks and earning more contribution points.]

[You discovered another method of earning contribution points by donating precious items to the Elders of the sect, which could net a large amount of points.]

[With a determined heart, you contributed 100 pounds of Spirit Rice to an Elder.]

[The Elder passed on the Spirit Rice, and he praised you highly, awarding you 1,000 contribution points.]

[A few days later, another Elder from the sect sought you out, pressing you for the source of the Spirit Rice.]

[You claimed it was a chance find and that it was all gone.]

[The Elder didn\'t believe you, tied you up, and locked you in a cellar to extract a confession through severe torture!]

[Your skin was lacerated, your flesh torn; you suffered many punishments...]

[Eventually, you were tortured to death at the age of 29.]

[Your talent "Unyielding" activated from your unwillingness to die...]

[You saw an old man enter the cellar, and the Elder seemed to respect him greatly.]

[It appeared they exchanged a few words, but you couldn\'t hear a thing, and you made up your mind to learn lip-reading.]

[A day passed, and the "Unyielding" talent ceased to be effective...]

[Ding, this simulation has ended!]

[You may choose one of the following rewards: Mighty Man (Talent), Foundation Establishment Stage Great Perfection (Cultivation level), Bone Forging Realm Great Perfection (Cultivation level), Five Second Generation Spirit Chickens (pet), 3,000 pounds of Spirit Rice (item)]

[Mighty Man]: A green-level talent, priced at 10,000 energy points.]

[Foundation Establishment Stage Great Perfection]: Cultivation level, priced at 1,000 energy points.]

[Bone Forging Realm Great Perfection]: Cultivation level, priced at 10,000 energy points.]

[Five Second Generation Spirit Chickens]: Pet, priced at 10,000 energy points.]

[3,000 pounds of Spirit Rice]: Item, priced at 3 million energy points.]

Su Xing looked at the simulation rewards with envy; whether it was the Mighty Man talent or the cultivation level of Bone Forging Realm Great Perfection, he wanted them all!

"It\'s a pity I can only take back one reward..."

Eventually, Su Xing decided to choose the Mighty Man talent.

After all, talent extraction was a matter of luck, and as long as he had this talent, he would inevitably be able to cultivate to the level of Bone Forging Realm Great Perfection in subsequent simulations.]

What surprised Su Xing was that he could actually bring back Spirit Chickens from the simulator!

It seemed the simulator categorized the Spirit Chickens as pets, and each Second Generation Spirit Chicken was valued at 2,000 energy points, even more expensive than a pound of Spirit Rice.

This at least indicated that Second Generation Spirit Chickens were more valuable than Spirit Rice.]

"What a pity; I currently have less than 2,000 energy points left, nowhere near enough to exchange for the talent..."

Su Xing planned to take on instances as soon as possible to earn equipment, so he could gather enough energy before attempting the instances again.

Thump, thump, thump!

Just then, a knock on the door echoed from outside.

Su Xing\'s heart stirred, knowing it must be Jin Congxue coming over, so he opened the door.

Jin Congxue was holding several Buddhist scriptures in her hand and said with a smile,

"Ah Xing, I just acquired a few unique Buddhist scriptures. How about we study them together?"

Su Xing nodded, and the two began to discuss the texts.

But throughout the process, Su Xing seemed distracted, which made Jin Congxue feel a bit helpless and she asked,

"Ah Xing, is something troubling you?"

After hearing this, Su Xing gave a wry smile and nodded, saying,

"I\'m planning to go back to Kyoto. I\'ve been a bit tight on funds recently and am looking to earn some more money..."

Jin Congxue\'s face showed a hint of surprise as she responded,

"Are you really in need of money? You should have said something earlier! How much do you need? I\'ll lend it to you!"

Su Xing was stunned for a moment by Jin Congxue\'s generous demeanor. They had known each other for only seven or eight days, yet she was willing to lend him money?

Curious, Su Xing asked,

"Do you have a lot of money?"

Jin Congxue seemed a bit surprised by the question and said,

"Don\'t you know about the Jin Merchant Guild? It was founded by my grandfather..."

Su Xing was taken aback. The Jin Merchant Guild?

That was one of the top-ranked merchant guilds in the entire Great Xia Country, with a history spanning hundreds of years and assets beyond measure.

Su Xing, back in the simulator, was also quite a famous and wealthy businessman with a net worth of several billion.

But compared to Jin Merchant Guild, he was far outclassed.

The scale of Jin Merchant Guild could not merely be counted in billions, as most of their clients were professionals and even elite professionals at that.

To them, Grandmaster and Heavenly King level clients were just regulars.

In the simulator, the professionals Su Xing sold equipment to were mostly of the lower silver and gold levels, not even in the same league.

Suddenly, Su Xing remembered that in one of the simulations, it seemed Jin Congxue had recommended a client to him, and in just a few short years, his net worth had soared to several billion.

If it was the resources of the Jin Merchant Guild, then it made perfect sense.

Jin Congxue\'s voice rang in Su Xing\'s ears,

"So, how much do you want to borrow?"

Gritting his teeth, Su Xing said,

"One billion, can you lend me that? I might not be able to pay it back soon... perhaps it will take a year and a half..."

Jin Congxue also froze for a moment when she heard the number—one billion was no small sum.

So, half-joking, Jin Congxue said,

"You\'re not setting me up for a scam, are you? What do you need one billion for?"

After saying this, Jin Congxue chuckled and handed a bank card to Su Xing, saying,

"There\'s one billion on this card, and the password is six eights."

Su Xing did not take the bank card directly but instead took out fifty catties of Spirit Rice from his storage ring and handed them to Jin Congxue, saying,

"Consider this Spirit Rice the interest for your loan so you won\'t feel like you\'re lending it for nothing!"

Jin Congxue paused for a moment, blinking and asked,

"Are you sure you want to give me this Spirit Rice? Do you know how much it\'s worth?"

"This fifty catties of Spirit Rice is worth at least fifty million Great Xia Coins!"